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Fresno Bankruptcy Attorney: Facts and Tips About Hiring a Bankruptcy Lawyer When it comes to personal bankruptcy, it is an emotional process, a daunting and major decision a person has to make, whether the reason for such financial predicament is unemployment, health issues, many years of bad luck or bad judgments, filing for bankruptcy as a way to find relief. But, you don’t have to suffer or be wary too much about making this decision because a Fresno bankruptcy attorney is willing to help you. A Fresno bankruptcy attorney is specialized in the negotiation process when it comes to resolving your case under the bankruptcy laws, whether you can eliminate your debts under the Chapter 7 bankruptcy law or reorganize your debts under the Chapter 13 bankruptcy law. There will be an assessment of your financial situation on your initial consultation with your bankruptcy lawyer for you to have a discussion about your financial goals and debt relief options available and applicable to your case. A Fresno bankruptcy attorney will help in identifying if filing a bankruptcy is the best option for you in the initial stages of your legal consultation, and if so, your lawyer will need to determine the right Chapter of bankruptcy law that is applicable to you. By hiring a bankruptcy lawyer, you will be helped in handling your creditors, so they stop bugging and calling you every time about making collections because you can just refer them to your lawyer. When you hire a Fresno bankruptcy lawyer, he will be preparing and filing your bankruptcy petition, giving you stress-free filing process. Your a bankruptcy lawyer will file the forms needed for your petition which is usually thirty to sixty pages in length depending on the number of creditors you have. Of course you’ll be given the chance to review your petition before filing it before the court to make sure that all your creditors and assets are listed and there are no mistakes. You are under the protection of the bankruptcy law’s automatic stay, and all of your creditors’ collection activities must stop, as soon as your bankruptcy documents are filed before the court. After filing your bankruptcy petition, you will be required to attend your 341 Meeting of the Creditors that normally takes about thirty to forty-five days, and your lawyer will ensure that you will be ready and confident to answer the trustee’s possible questions. Your bankruptcy lawyer is responsible for negotiating, reviewing, and signing any reaffirmation agreements on secured properties you want to keep. For more information about hiring the best Fresno bankruptcy lawyer, feel free to check our website or homepage.Services – My Most Valuable Advice

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